Funding Without Strategy Is Just A Loan.

Whether you’re scaling up or shifting direction, Gild Finance gives you tailored funding options backed by advice that looks beyond just the loan.

See Your Finance Options

We are the finance partner behind growing Aussie businesses in every kind of industry.

60+
lenders with one point of contact.
90%
of Gild clients secure funding within 4 weeks.
90%
clients return for future funding support.
$50mil
in funding facilitated last year.
95%+
approval rate.

Our business is shifting. Who can help us fund the transition properly?

Access capital from 80+ lenders, fast, without one-size-fits-all traps.

What if I choose the wrong loan structure and regret it later?

You’ll get funding structured to suit your goals — tax, risk, and future plans included.

The bank doesn’t get our business. Who actually will?

Talk to real finance experts who’ve helped hundreds of businesses scale smarter.

Who can I actually talk to about the big picture, not just interest rates?

We’re part of The Gild Group, so you get finance that fits your full business strategy.

Why Gild Finance?

Most business owners either settle for a bank loan or rush into finance that doesn’t quite fit. We give you tailored capital backed by smart advice, so you can move forward without regret.

We have in-house experts in every area you need. With Gild, you have a single point of contact for all your financial service needs — including accounting, tax, grants, wealth, insurance, legal, even business management and marketing. Our specialists work together, so you can grow your business with advice that’s aligned, not siloed.

🎯
Tailored Funding,
Not Templates
🧠
Real Advice from Finance Specialists
🔍
Access to 60+ Lenders
🤝
Supported by Gild’s Advisory Network
Talk to a Gild Finance Strategist
We don’t push products.
We structure funding that fits your business and goals.

Whatever business you’re in,
we’ll help you finance it properly.

Construction
& Trades
Wholesale & Distribution
Professional Services
Hospitality Groups
Manufacturing

What our clients say about us:

“Working with Tom Healey and the team at Gild has been one of the most seamless and empowering experiences I’ve had when it comes to managing my finances. From the outset, Tom helped me set clear financial goals, understand my borrowing capacity, and map out a plan.

Tom's communication was exceptional - timely and always proactive. He took the time to explain every detail, anticipate questions, and offer advice that genuinely felt in my best interest.

I can’t recommend Tom and Gild highly enough.”

– Tom Willis

“We had a complex financial situation, including foreign income and a guarantor, so we needed someone with experience navigating that kind of structure. Steve guided us through the process with clarity and made sure we felt informed and confident at every step.

We were very happy with the experience and would recommend the Gild team to others.”

– Justin Erougian

"Working with Tom has been truly easeful. He is always the first to follow up on anything that needs to be actioned, and is always on call to help with any concerns. We felt very reassured and confident that he had our best interest in mind. He got everything over the line for us in a very timely manner that allowed us to negotiate with confidence."

-- Sam Teskey

What to expect when you reach out to Gild?

1

Book a Funding Review Call

Jump on a quick call with a Gild Finance Specialist to discuss your business goals — whether you’re scaling, shifting, or both.

2

We Map Your Needs, Not Just Your Numbers

Before jumping to solutions, we take the time to understand your business model, growth goals, and financial structure — so we know what kind of funding will actually move you forward.

3

We Present Funding Options — And the Context to Choose Wisely

Once we’ve mapped your needs, we come back to you with lender-matched options and a clear explanation of each — including structure, risk, flexibility, and what it means for your bottom line.

4

You Decide - We Handle the Rest

We manage the paperwork, negotiations, and application process across our lender network — so you can move ahead without chasing forms or second-guessing the details.

⏰

So, What’s the Timeline?

Once you’re ready to proceed, funding can often move forward in days — and more complex deals typically progress within a few weeks.

We keep you informed the whole way, and if any questions come up about tax, insurance, or legal structure, we can tap into Gild’s broader advisory team, so nothing stalls your progress.

Start the Conversation
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Disclaimer: All loans and credit services are subject to lender approval and standard credit assessment. Terms, conditions, fees and charges may apply. WBF Financial Pty Ltd is a Credit Representative of BLSSA. ACL 391237.

FAQs

Is this a loan?
No. Gild Finance isn’t a lender — we’re your funding partner. That means we help you identify the right type of finance for your goals, compare options across 80+ lenders, and guide you through the application process.
What types of funding can you help with?
We assist with a wide range of business finance, including working capital, equipment finance, trade finance, acquisition loans, expansion funding, and more. The best option depends on your business needs — that’s what our first consultation is for.
How do I know if I’m eligible?
Eligibility varies by lender and loan type, but we can give you a clear picture fast. After a short discovery call, we’ll advise if funding is likely and what your strongest path forward is — no pressure, no obligation.
What’s the benefit of going through Gild rather than direct to a bank or lender?
Most lenders only show you their products. We compare a broad panel of 80+ lenders and pair that with strategic advice from people who understand your business — so you avoid being underfunded or overcommitted.
Do I pay for this service?
In most cases, we’re paid a commission by the lender you choose — there’s no cost to you. If a fee does apply in your situation, we’ll be upfront and transparent before you proceed.
How long does the process take?
The timeline varies. Some clients secure funding in as little as a few days. Most see results within 2–4 weeks, depending on the complexity of your application and how quickly supporting info can be gathered.
Will this affect my credit score?
No — our discovery process does not involve credit checks. If you choose to proceed with a funding option, we’ll let you know when and how a credit check may apply.
Do I have to commit after the consultation?
Not at all. The first call is simply to understand your needs and see if we can help. If we’re not the right fit or can’t improve your situation, we’ll say so.
What industries do you work with?
We support clients in a range of sectors including manufacturing, wholesale, health, retail, logistics, and professional services — and we understand the nuances of each.
Can you help if I already have funding in place?
Yes. Many of our clients come to us with existing facilities that no longer fit their evolving business. We can assess your current setup and help you explore better alternatives.
Who actually provides the finance or credit assistance?
Credit assistance is provided by WBF Financial Pty Ltd, a Credit Representative of BLSSA Pty Ltd (Australian Credit Licence 391237). While Gild is your primary contact, all credit services are delivered in accordance with ASIC regulations.
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