It's not just a Loan, it's funding your dream!

Whether you’re moving up or just changing it up, Gild Finance gives you tailored funding options backed by advice that looks beyond just the loan.

60+

lenders with one point of contact.

90%

of Gild clients secure funding within 4 weeks.

90%

clients return for future funding support.

We are looking for a better rate from a trusted Broker?

Access capital from 80+ lenders, fast, without one-size-fits-all traps.

What if I choose the wrong loan structure and regret it later?

You’ll get funding structured to suit your goals — tax, risk, and future plans included.

The bank doesn’t get our situation. Who actually will?

Talk to real finance experts who’ve helped hundreds of Home Owners own their dream.

Who can I actually talk to about the big picture, not just interest rates?

We’re part of The Gild Group, so you get finance that suits your lifestyle and personal goals.

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Why Gild Finance?

Because we don’t just get you approved, we look at the bigger picture. We are responsive and care about your outcome!

We have in-house experts in every area you need.

With Gild, you have a single point of contact for all your financial service needs — including accounting, tax, grants, wealth, insurance, legal, even business management and marketing. Our specialists work together, so you can grow your business with advice that’s aligned, not siloed.

Gild Insurance

Online Quote Sites / Direct Insurance

Tailored funding, not templates

✓ Yes

✗ No – just dropdowns

Real

✓ Yes

✗ Often self-managed

Single contact for everything

✓ Yes

✗ Usually multiple departments

Broker-only policy access

✓ Yes

✗ No

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We don’t push products. We structure funding that fits your personal goals.

What our clients say about us:

“Working with Tom Healey and the team at Gild has been one of the most seamless and empowering experiences I’ve had when it comes to managing my finances. From the outset, Tom helped me set clear financial goals, understand my borrowing capacity, and map out a plan.

Tom’s communication was exceptional – timely and always proactive. He took the time to explain every detail, anticipate questions, and offer advice that genuinely felt in my best interest.

I can’t recommend Tom and Gild highly enough.”

“We had a complex financial situation, including foreign income and a guarantor, so we needed someone with experience navigating that kind of structure. Steve guided us through the process with clarity and made sure we felt informed and confident at every step.

We were very happy with the experience and would recommend the Gild team to others.”

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Gild Insurance is a trading name of AB Phillips Pty Ltd (ABN 91 007 075 934), which holds Australian Financial Services Licence No. 234457. All insurance services are provided by AB Phillips Pty Ltd. For more information, please refer to our Financial Services Guide (FSG), Privacy Statement, Referral Policy, and the Insurance Brokers Code of Practice.

FAQs

Yes, in most cases. If there’s a better option available, we’ll walk you through any cancellation terms or refunds tied to your current policy. We’ll also manage the switch so your cover continues without interruption.

No — we’ll review your current cover first, and only suggest switching if we can genuinely improve your protection or pricing. If you decide to proceed, we handle the transition and ensure there’s no gap in cover.

We assess your current policy to identify gaps, overlaps, or outdated cover. Then we source tailored alternatives from our panel of insurers — often with stronger protection or better value. You’ll get clear, practical advice based on your business, not a template.

Not quite — we’re not a plug-and-play quote engine. We tailor your insurance based on how your business actually operates. That means we take the time to understand your needs before sourcing the best-fit options from our panel of insurers.

Not at all. We often find better pricing through our insurer relationships, and we help clients avoid costly underinsurance or unnecessary extras. With us, you get tailored advice and smarter protection — not just a cheaper quote.

That’s fine — many of our clients come to us for a second opinion. If you’re happy with your current cover, we’ll say so. If we find issues or better options, you’ll have more clarity to make the right call.

Not at all. A short discovery call is usually all we need to get started. From there, we do the research, comparison and analysis behind the scenes — and come back with tailored options.

We’re a broker, not an insurer, which means we work with a panel of leading Australian underwriters and specialist providers. You’ll always know exactly who your cover is with and what you’re paying for.

Gild Insurance is powered by AB Phillips, a licensed Australian brokerage with over 45 years’ experience. We operate as part of The Gild Group to offer fully integrated business support across insurance, finance, legal and accounting.

Nope. While we’re part of The Gild Group, you don’t need to use any other Gild services to work with us. That said, many clients do benefit from the extra insight we bring when we’re across more of the business.